The link which follows is terribly and deadly serious.
Bernake's Certain Failure
It's a long read, quite detailed, yet cuts to the chase; gets to the heart of the matter. If you read nothing else this month about the crisis... READ THIS!
“Men, it has been well said, think in herds; it will be seen that they go mad in herds, while they only recover their senses slowly, and one by one!” Charles MacKay